Ratibi Card Salary Check: 2025 PPC Balance Inquiry Guide

Managing your finances efficiently starts with keeping track of your salary deposits and card balances. If you use a Ratibi prepaid card in the UAE, checking your salary status is simple with several methods available. This guide walks you through the updated 2025 process for checking your Ratibi card balance, including tools like the PPC portal, mobile apps, SMS, and ATM access.

How to Check Your Ratibi Card Salary in 2025?

Here are the most reliable ways to check your Ratibi salary deposit and balance:

1. Using the PPC Inquiry Portal

One of the easiest ways to check your Ratibi card balance is through the official Paypack (PPC) online inquiry portal. Simply:

• Visit the PPC salary inquiry portal.
• Enter your Ratibi card number (usually found on the front of the card).
• Complete any verification steps required.
• View your current salary deposit and available balance.

2. Through the Mobile App

FAB (First Abu Dhabi Bank), which issues Ratibi cards, also offers mobile banking through its app:

• Download the FAB Mobile App from Google Play or App Store.
• Log in or register with your card details.
• Navigate to the prepaid card section to view your Ratibi balance and salary deposit details.

3. Checking at FAB ATMs

You don’t need a PIN to check your balance at a FAB ATM:

• Insert your Ratibi card into a FAB ATM.
• Select “Balance Inquiry” from the menu.
• The screen will display your current salary balance.

4. Calling Customer Support

You can also inquire about your salary by calling the Ratibi card helpline:

• Dial the FAB customer care number.
• Follow the automated prompts or speak to a representative.
• Provide your card details for verification.
• Receive your salary and balance information.

5. Balance Check via SMS

If you’ve registered your mobile number with your Ratibi card, balance updates can be received via SMS:

• You will automatically receive an SMS when your salary is credited.
• You can also send a balance request SMS (if the service is enabled) to the designated number shared by your employer or bank.

Tips for Safe Salary Checking

• Keep Your Card Number Secure: Never share your full card number or security details with unknown sources.
• Use Trusted Devices: Access balance portals only from secure devices.
• Update Contact Info: Ensure your mobile number and email are registered correctly with the issuing bank.
• Log Out After Use: Always log out after checking your balance online or through an app.

Key Features of the Ratibi Card

The Ratibi card is specifically designed for employees earning up to AED 5,000 monthly. Some standout features include:

• No Minimum Balance Requirement: Perfect for lower-income or wage-based workers.
• No Bank Account Needed: Salary can be directly deposited without the need for a traditional account.
• Free SMS Alerts: Notifications sent for every salary credit or transaction.
• Accessible Across the UAE: Usable at all FAB ATMs and most retail POS terminals.

Employer Benefits of Ratibi Cards

Ratibi also offers value to employers who adopt this payroll solution:

• Streamlined Payroll Processing: Mass salary disbursement is fast and easy.
• Lower Administrative Costs: Reduces dependency on cash and physical pay slips.
• Legal Compliance: Ratibi is aligned with UAE labor laws and the Wage Protection System (WPS).
• Security: Minimizes the risks involved in handling physical cash.

Final Words

In 2025, Ratibi continues to offer an efficient way for workers and employers in the UAE to handle payroll with ease. With multiple methods to check your balance—whether online, through apps, or by phone—you can always stay updated on your salary status. Make the most of this service by regularly monitoring your account and keeping your card details safe.