Methods to Top up your Lulu Balance Account

The Lulu Exchange Salary Card is broadly used across the UAE, mainly by means of personnel who acquire their month-to-month wages through it. To make full use of the card for purchases, transfers, and bill bills, it’s important to keep your Lulu Balance Account funded. Fortunately, there are numerous handy methods to pinnacle up your account in 2025.

Add Funds Directly at Lulu Exchange Branches

One of the most direct methods to top up your balance is by visiting a Lulu Exchange branch. With branches located across the UAE, this method is ideal if you prefer personal assistance or need to top up in cash.

• Visit any Lulu Exchange branch with your card and Emirates ID.
• Inform the staff that you want to add funds to your salary card.
• Hand over the cash amount.
• The amount will be credited instantly, and you’ll receive a confirmation SMS.

Transfer Money via Online Banking

You can also load your Lulu Salary Card via a bank transfer. This method is commonly used by employers or individuals transferring funds from another UAE bank account.

• Log in to your online banking portal.
• Select “Transfer to Other Bank Account.”
• Enter your Lulu Salary Card’s IBAN.
• Enter the desired amount and confirm the transfer.

Use the LuLu Money Mobile App

Lulu Exchange has launched the LuLu Money mobile app, which allows registered users to manage their salary card accounts, transfer funds, and even top up using linked bank accounts or cards.

• Download and install the LuLu Money app.
• Sign in with your registered mobile number.
• Choose “Top Up” or “Load Card.”
• Select your payment source (bank account or debit card).
• Enter the amount and confirm the transaction.

The top-up is processed instantly, and the app will show your updated balance in real time.

Receive Automatic Salary Credits from Employer

For most users, the primary method of topping up their Lulu card is via monthly salary deposits made by their employer. If your salary is credited through Lulu Exchange, the amount will reflect automatically on your card each month. To verify your credited amount at any time, you can use the Lulu Balance Check tool. It provides a quick overview of your available balance and recent transactions.

Fund Transfer via ATM Machines

Some banks allow you to transfer funds from your personal account to your Lulu card using ATM services.

• Insert your ATM card into your bank’s machine.
• Select “Funds Transfer” or “Other Bank Transfer.”
• Enter your Lulu Salary Card’s account number or IBAN.
• Confirm the transfer details and complete the transaction.

For additional guidance and tools on managing your salary card, visit Emirates E-Portal — a trusted source for UAE salary services, financial tools, and up-to-date labor information.

Conclusion

Keeping your Lulu Balance Account topped up ensures smooth access to everyday financial services across the UAE. With multiple easy methods available, from mobile apps to bank transfers, managing your salary card has never been more convenient.